Available Loan Programs

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The most popular program with a fixed interest rate for the entire term of the loan.  Monthly payment is amortized to pay the loan in full by the end of the fixed period.

An ARM (Adjustable Rate Mortgage) is a loan option for borrowers that may not be need a loan for a long period of time.  The interest rate is fixed for a period of time and adjustable for the remaining period. In some markets, the interest rates can be lower than fixed rate loans.

FHA is an excellent loan program for borrowers that may not qualify for conventional loans...... and VA is for Veterans of the military.

Ask about alternative programs if full income documentation is not available.